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If you’re in the market for a new or used car, talk to the loan experts at the credit union. We’ll get you rolling about town with one of the lowest interest rates around.

Add additional bargaining power to your next car purchase with a pre-approved loan. Pre-approvals give you the ability to negotiate with “cash.”

Not only do we offer great rates for purchasing vehicles, you can refinance an existing loan you obtained from a bank or a car dealer.

You can also visit us in Sterling; 822 W. Main St., or Fort Morgan; 709 E. Railroad Ave., or call 970-522-0111 (Sterling) or 970-867-3383 (Fort Morgan)

Check out our competitive rates!

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings. Check out Options from TruStage.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Use the Calculator

If you know the amount you need to borrow, just click here and we’ll figure the payment. If you want a certain payment, just click here and we’ll figure how much you can borrow for that amount.

Payment Protection

Protect you and your family against life’s uncertainties with Loan Protection Insurance. Loan protection includes credit life and disability insurance which can reduce financial burdens. Get the details here.

Guarantee Asset Protection (GAP)

The speed in which a vehicle depreciates can easily create a “gap;” the difference between what the vehicle is worth and the amount owed on it. Unfortunately, if the vehicle is stolen, accidentally damaged beyond repair, or declared a total loss, a “gap” may exist between the insurance settlement and the loan balance. Even worse, you will still be liable for any remaining loan balance and in effect will be paying off a loan for “nothing.”

For just a few dollars a month, you can purchase GAP Insurance that will relieve that financial burden. GAP Plus Insurance will not only pay the difference of the insurance settlement and loan balance but give you $1000 for a down payment on the next vehicle you finance with the credit union.

GAP Insurance coverage can be purchased for cars, motorcycles, recreational vehicles, travel trailers, watercraft, snowmobiles, and ATV’s.

One single premium will purchase coverage for the term of the loan.

Motor Vehicles $250.00
Sport and Off Road Vehicles $275.00
Recreational Vehicles $370.00
Water Craft $280.00
Premiums are subject to change without notice.

Make sure you ask your loan officer how to protect yourself with GAP.